Your Complete Independent Insurance Agent!
Most insured people simply look for a reputable company and an affordable price when they buy their auto, homeowners, health, life, flood or umbrella insurance policies. However there is a lot more that should go into choosing an insurance agent to do business with and who they work for. There are essentially two types of insurance agents – captive and independent.
Most captive agents can only sell their company’s products. They may have another broker or two they can use to fall back on but they are typically persuaded to sell the company’s policies first and foremost whether or not it is the most competitively priced product or the right fit for their needs. This of course makes sense since the company must write business in order to make money and keep paying its agents. The problem typically arises when the company is in a position to have to “steer” the business in particular directions depending upon how well they’ve been performing in line of business. Hence comes the quotas, metrics, demands, contests and sales pressure to push specific products which then becomes a potential conflict of interest for the insurance agent to do what’s right for the customer versus do what the company is pushing him or her to do.
On the other hand, completely independent agents may have the freedom to offer more carriers along with more competitively priced products. However for them the problem becomes trying to service all of their clients as they grow, having to hire, train and fire employees to perform well, all of the overhead costs of running a business, having to maintain high errors & omissions insurance and trying to stay relevant with the constantly evolving industry and technology.
Contact me to learn why my unique business model to provide my customers with not only great, competitive insurance products from over 50 top insurance carriers along with a strong customer service platform of multi-lingual licensed professionals is what you’ve been looking for all of your insurance life but never even knew it!
Lateef Warnick is an independent licensed financial advisor holding his Series 7, 66, 215 & 220 licenses which allows him to provide fee based financial services, provide financial and investment advice, solicit and sell financial products as well as life insurance, health insurance, annuities, property & casualty products such as auto, home, boat, flood etc. He is licensed and registered to sell financial products in the state of FL and any of the other 50 states and U.S. territories he registers with. World Financial Group, Inc. (WFG) is a financial services marketing company whose affiliates offer a broad array of financial products and services. Insurance products offered through World Financial Group Insurance Agency.
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“Lateef is a wonderful writer and spiritual leader. He is on a mission to bring spiritual guidance to the world through his books and website.”
“I had the opportunity to get to know Lateef as a member of the Atlanta Urban League Young Professionals. As President of this great organization, I had the opportunity to interact with active members of the organization. Lateef was a member that participated in many of the professional development workshops and always willing to assist and lead different activities. Lateef was a member that you can count on to make a difference and always be counted on for community service activities. It was a pleasure to have Lateef as an active member of the Urban League family.”
William Bryant JrPerformance Coach/External Consultant
“I had the pleasure of getting acquainted with Mr. Warnick while attending Savannah State University. We were both members of the Navy ROTC Unit. I had the opportunity to being exposed to his great leadership, integrity & administrative ability.”
Rochelle Mack-TateSocial Worker
“Lateef is a pioneer and his work embodies the core of Jesuit/Ignatian spirituality: “Finding God in All Things.” While many of us will compartmentalize our professional and personal lives, Lateef is working to integrate supporting both individuals and groups to integrate every aspect of their lives so that each person is a channel for the divine.”
Frank DeVitoSpiritual & Educational Entrepreneur
“Lateef possesses a phenomenal intellect that has served him well in all endeavors.”
Capt Godfrey WeekesLand Attack Dept Officer
“I’ve known Lateef since we were students at Savannah State University. He and I served as midshipmen at the Universities’ Naval ROTC unit, where he served as a constant motivator for me and the other student leaders. Occasionally, Lateef would also tutor me on especially difficult mathematics concepts. Through his selfless dedication to me and the other NROTC midshipmen, Lateef displayed his caring leadership, attention to detail, tireless work ethic and dependability. Lateef is a real team player, leader and mentor. He would make an excellent member of any leadership team.”
Daniel KalsonProgram Specialist
“I am happy to recommend Lateef for any work that your organization needs. He is well versed at management issues, multi-talented, positive, energetic, and an excellent problem solver. His mind moves quickly and thinks of important solutions that will not only get the task done earlier but done in an innovative manner. Hire him today for any consulting projects in editorial, social media, or even engineering needs–he is well versed in many backgrounds!”
Tim KaviFreelance Writer
“Lateef Warnick promotes openness, diversity and tolerance, but more importantly the appreciation of good qualities in others. Paradoxical as it may sound, I think Lateef has managed to combine and connect his business and financial skills, and to some extent, his military training to create something much bigger, but also much more fundamental – a spiritual grounding! Lateef as a result of this spiritual wellness through his Concept YOUtopia & 1 S.O.U.L forum, encourages others to share their spiritual experiences, beliefs and insights thus promoting openness and diversity.”
“Lateef is an enthusiastic, friendly and qualified person whose energy is infectious. He knows what he wants and is willing to achieve that goal. He has a background of hard work and training and his ambition and discipline will not only achieve what he seeks but will help everyone he works with. He is destined for great things.”
Dr Derek LamarDirector
“Lateef is a self starter! He is definitely a man who wears many hats. Lateef is an accomplished author who has a special gift when it comes to motivating people. I am proud of the fact that I have crossed paths with such an outstanding individual.”
Fred Ogletree MBADirector
“Lateef is an amazing professional. He operates with a very high work ethic putting in the time to provide consistently high quality. I most value his willingness to be flexible and do whatever it takes to get the job done.”
Marlon AndrewsBusiness Management
“As a Christian, I’m a practitioner of Indian yoga and Buddhist mindfulness meditation. In addition, I’ve spent many years observing and participating in the ceremonies of the Ojibwe Uti and Lakota tribes. I’m also a lifelong student of comparative religion and philosophy. This gives me a good background to evaluate Lateef’s knowledge of spiritual disciplines like Yoga. He has a good overall knowledge of spiritual practices, metaphysics, new thought and mysticism. I believe his spiritual background and knowledge, as well as his previous Navy and business backgrounds, give him much insight and expertise to be the CEO of his current spiritual social network.”
Randy KempB2B Technology Writer