Who Is Dave Ramsey?
Dave Ramsey, America’s trusted voice on money, is a National best-selling author and radio host. Learn to budget, beat debt, & build a legacy. David L. “Dave” Ramsey III (born September 3, 1960) is an American businessman, author, radio host, television personality, and motivational speaker. Ramsey’s syndicated radio program, The Dave Ramsey Show, is heard on more than 500 radio stations throughout the United States and Canada, in podcastformat, on IHeartRadio, the Dave Ramsey Show iOS application, live on YouTube, as well as live audio and video on DaveRamsey.com. He has written numerous books including five New York Times bestsellers. His books and broadcasts advocate a fiscally disciplined approach to personal and household finances, including the strict management of debt, and often feature a Christian perspective that reflects Ramsey’s religious beliefs. Ramsey was named the 2009 Marconi Award winner for Network/Syndicated Personality of the Year, and was inducted into the National Radio Hall of Fame in 2015. Ramsey has been featured on many media outlets including The Oprah Winfrey Show, 60 Minutes, and The Early Show.
Dave Ramsey’s Story In His Own Words:
I have an unusual way of looking at the world. My wife, Sharon, says I’m weird, and, truthfully, I am weird. But there’s a reason. Starting from nothing, by the time I was 26 I had a net worth of a little over a million dollars. I was making $250,000 a year. That’s more than $20,000 a month net taxable income. I was really having fun. But 98% truth is a lie. That 2% can cause big problems, especially with $4 million in real estate. I had a lot of debt—a lot of short-term debt—and I’m the idiot who signed up for the trip.
The short version of the story is that debt caused us, over the course of two and a half years of fighting it, to lose everything. We didn’t tell anyone what was going on, but if we had to do it again, we would learn from the wisdom of others who have been through it. We soon learned that we were not the only ones at the bottom. Barbie and Ken (you know, the couple who appear to be perfect—perfect clothes, perfect car, perfect house) are broke, and I don’t take financial advice from broke people anymore.
After losing everything, I went on a quest to find out how money really works, how I could take control of it, and how I could have confidence in handling it. I read everything I could get my hands on. I interviewed older rich people—people who made money and kept it. That quest led me to a really, really uncomfortable place: my mirror. I came to realize that my money problems, worries and shortages largely began and ended with the person in my mirror. I also realized that if I could learn to manage the character I shaved with every morning, I would win with money. I went back to my first love, real estate, to eat and to get out of debt. Along the way, I began another path—the path of helping others, literally millions of others, take the same quest to the mirror.
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“Lateef is a wonderful writer and spiritual leader. He is on a mission to bring spiritual guidance to the world through his books and website.”
“I had the opportunity to get to know Lateef as a member of the Atlanta Urban League Young Professionals. As President of this great organization, I had the opportunity to interact with active members of the organization. Lateef was a member that participated in many of the professional development workshops and always willing to assist and lead different activities. Lateef was a member that you can count on to make a difference and always be counted on for community service activities. It was a pleasure to have Lateef as an active member of the Urban League family.”
William Bryant JrPerformance Coach/External Consultant
“I had the pleasure of getting acquainted with Mr. Warnick while attending Savannah State University. We were both members of the Navy ROTC Unit. I had the opportunity to being exposed to his great leadership, integrity & administrative ability.”
Rochelle Mack-TateSocial Worker
“Lateef is a pioneer and his work embodies the core of Jesuit/Ignatian spirituality: “Finding God in All Things.” While many of us will compartmentalize our professional and personal lives, Lateef is working to integrate supporting both individuals and groups to integrate every aspect of their lives so that each person is a channel for the divine.”
Frank DeVitoSpiritual & Educational Entrepreneur
“Lateef possesses a phenomenal intellect that has served him well in all endeavors.”
Capt Godfrey WeekesLand Attack Dept Officer
“I’ve known Lateef since we were students at Savannah State University. He and I served as midshipmen at the Universities’ Naval ROTC unit, where he served as a constant motivator for me and the other student leaders. Occasionally, Lateef would also tutor me on especially difficult mathematics concepts. Through his selfless dedication to me and the other NROTC midshipmen, Lateef displayed his caring leadership, attention to detail, tireless work ethic and dependability. Lateef is a real team player, leader and mentor. He would make an excellent member of any leadership team.”
Daniel KalsonProgram Specialist
“I am happy to recommend Lateef for any work that your organization needs. He is well versed at management issues, multi-talented, positive, energetic, and an excellent problem solver. His mind moves quickly and thinks of important solutions that will not only get the task done earlier but done in an innovative manner. Hire him today for any consulting projects in editorial, social media, or even engineering needs–he is well versed in many backgrounds!”
Tim KaviFreelance Writer
“Lateef Warnick promotes openness, diversity and tolerance, but more importantly the appreciation of good qualities in others. Paradoxical as it may sound, I think Lateef has managed to combine and connect his business and financial skills, and to some extent, his military training to create something much bigger, but also much more fundamental – a spiritual grounding! Lateef as a result of this spiritual wellness through his Concept YOUtopia & 1 S.O.U.L forum, encourages others to share their spiritual experiences, beliefs and insights thus promoting openness and diversity.”
“Lateef is an enthusiastic, friendly and qualified person whose energy is infectious. He knows what he wants and is willing to achieve that goal. He has a background of hard work and training and his ambition and discipline will not only achieve what he seeks but will help everyone he works with. He is destined for great things.”
Dr Derek LamarDirector
“Lateef is a self starter! He is definitely a man who wears many hats. Lateef is an accomplished author who has a special gift when it comes to motivating people. I am proud of the fact that I have crossed paths with such an outstanding individual.”
Fred Ogletree MBADirector
“Lateef is an amazing professional. He operates with a very high work ethic putting in the time to provide consistently high quality. I most value his willingness to be flexible and do whatever it takes to get the job done.”
Marlon AndrewsBusiness Management
“As a Christian, I’m a practitioner of Indian yoga and Buddhist mindfulness meditation. In addition, I’ve spent many years observing and participating in the ceremonies of the Ojibwe Uti and Lakota tribes. I’m also a lifelong student of comparative religion and philosophy. This gives me a good background to evaluate Lateef’s knowledge of spiritual disciplines like Yoga. He has a good overall knowledge of spiritual practices, metaphysics, new thought and mysticism. I believe his spiritual background and knowledge, as well as his previous Navy and business backgrounds, give him much insight and expertise to be the CEO of his current spiritual social network.”
Randy KempB2B Technology Writer